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NBA Injury Insurance

Sleeper NBA Player Picks Injury Insurance Policies

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Written by Sleeper HQ
Updated this week

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Sleeper’s NBA Injury Insurance protects entries when a player is unable to finish a game due to injury or ejection under specific conditions. When eligible, player picks may be voided or graded with adjusted outcomes as outlined below.


Eligibility Criteria

Injury Insurance applies when all of the following are true:

  • The player is removed from the game in the 1st half due to injury or ejection, and

  • The player does not return in the 2nd half.


How Picks Are Treated

MORE Picks

  • If you selected MORE on a player who meets the eligibility criteria, the pick will be voided and treated as a DNP (Did Not Play).

LESS Picks

  • If you selected LESS on a player who meets the eligibility criteria, the pick will be graded as a win if the player’s recorded stat is less than the projection.

If the Player Hit the Projection

  • If you selected MORE and the player reached their projection before the injury, the pick will be graded as a win.


Contest Outcomes After a Void

After Injury Insurance is applied:

  • If your contest still includes at least two players from multiple teams, it will be graded with an adjusted payout, as if the voided pick was not included.

  • If your contest no longer includes at least two players from multiple teams, the entire entry will be canceled and refunded.

Please allow up to 48 hours after the completion of a game for contests to be updated.


Exclusions

Injury Insurance does not apply in the following situations:

  • The player is benched due to performance or a coach’s decision

  • The player has a minutes restriction or limited workload

  • The player is removed for reasons other than an officially reported injury or an ejection

  • The player fouls out (6 personal fouls)


FAQ

Q: I picked a player who received fewer minutes than normal due to injury recovery. Can this be voided?

A: No. Injury Insurance only applies if a player is removed from the game due to injury and does not play in the second half. It does not apply to minutes restrictions.

Q: My player fouled out. Will the pick be voided?

A: No. Injury Insurance is not applied when a player is removed due to obtaining six personal fouls.

Q: The player only entered the game in the final minute during a blowout. Will they be DNP’d?

A: No. If a player logs any playing time, they will be graded as normal, regardless of duration—except when removed due to injury and they do not play in the second half.

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