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Here at Sleeper, we know how terrible a bad beat can feel. Injuries are an unfortunate part of sports, but Sleeper’s Injury Insurance is designed to help protect you when bad luck strikes.
Injury Insurance may void certain player picks when a player is injured early in their game, allowing your contest to be regraded or refunded when applicable.
When Injury Insurance Applies
A player may be Injury Insured if they meet the criteria below for their sport and do not return to the game.
🏈 NFL
Player leaves the field in the 1st half due to injury and does not return in the 2nd half
Only offensive players are eligible
Preseason picks are not eligible
🏈 College Football (CFB) & 🏀 College Basketball (CBB)
Player leaves the game in the 1st half due to injury and does not return in the 2nd half
Only offensive players from Top-25 matchups are eligible
🏀 NBA & WNBA
Player leaves the court in the 1st half due to injury and does not return in the 2nd half
⚾ MLB
Batters
Player leaves the game with 2 or fewer plate appearances and does not return
Pitchers
Player leaves the mound due to injury with 8 or fewer outs recorded and does not return
Pitchers removed after a game delay (with 8 or fewer outs recorded) due to injury are eligible
🏒 NHL
Player leaves the ice due to injury in the 1st period and does not return for the 2nd or 3rd period
⚽ Soccer
Players must start the match for their picks to be valid
If a player does not start and later enters as a substitute, they will be marked DNP and all picks will be voided
If a player is injured in the 1st half and does not return, the pick will be voided
If a match is suspended, canceled, or not completed, all players will be marked DNP and picks voided
If a game is canceled or postponed (PPD), all picks are voided
⛳ Golf
If a golfer does not finish the specified round (injury, withdrawal, DQ, etc.), the pick is voided
If a tournament or event is canceled, contests will be voided
If a round is suspended, picks are scored upon completion of the round (even if resumed another day)
How Regrading Works
When a player is Injury Insured:
MORE picks that lost are voided as if the pick was never included
The contest is regraded using the remaining picks
Regrading outcomes:
If at least 2 player picks from multiple teams remain, the contest is graded normally with an adjusted payout multiplier
If fewer than 2 qualifying picks remain, the contest is canceled and refunded
Injury Insurance Scoring Details
LESS picks
Graded as a win if the player’s recorded stat is below the projection
MORE picks
Graded as a win if the player hit their projection before getting injured
Important Notes & Exclusions
Injury Insurance does not apply if a player is:
Ejected
Benched due to performance or coach’s decision
Removed for reasons other than an officially reported injury
Sleeper reserves the right to void, change, or remove any pick at its sole discretion.
Injury Insurance FAQ
⚾ Baseball
Q: My player left with only 2 at-bats, but wasn’t voided. Why?
A: Not all plate appearances count as at-bats (e.g., walks, hit-by-pitch, sacrifices). Injury Insurance applies based on plate appearances, not at-bats.
Q: My pitcher was pulled after 4 outs, why wasn’t it voided?
A: Injury Insurance only applies if the pitcher was removed due to injury, not a coaching decision.
🏀 Basketball
Q: My player had limited minutes due to injury recovery — can they be voided?
A: No. Minute restrictions do not qualify for Injury Insurance.
Q: My player fouled out or was ejected — will the pick be voided?
A: No. Injury Insurance does not apply to fouls or ejections.
Q: My player only played garbage time — will they be DNP’d?
A: No. Any logged playing time results in normal grading unless the player was injured and did not return in the second half.
🏈 Football
Q: My player only played special teams snaps — can they be voided?
A: No. Any participation results in normal grading unless the player qualifies for Injury Insurance.
Q: Why wasn’t my defensive player voided after an injury?
A: Injury Insurance for football applies only to offensive players.
Get your first player picks deposit matched 100% up to $100 using code PLAY — Restrictions apply, see terms and conditions.

