Here at Sleeper, we know how terrible a bad beat can feel. Injuries are unavoidable, but Sleeper's Injury Insurance helps alleviate the pain. Our Injury Insurance policy helps counter bad luck by voiding players who get injured early in their selected game.
Sleeper's Injury Insurance policy applies to players who meet the following criteria:
NFL: Player leaves the field in the 1st half due to injury and does not return in the 2nd half.
Only offensive players are eligible.
Pre-season picks are not eligible.
CFB & CBB: Player leaves the game in the 1st half due to injury and does not return in the 2nd half.
Only offensive players from top-25 matchups are eligible.
NBA & WNBA: Player leaves the court in the 1st half due to injury and does not return in the 2nd half.
MLB:
Batters: Player leaves the game due to injury with 2 or fewer plate appearances and does not return to the game.
Pitchers: Player leaves the mound due to injury with 8 or fewer outs recorded and does not return. Pitchers who record 8 or fewer outs before a game delay and are removed upon the game restarting due to the delay are eligible.
NHL: Player leaves the ice due to injury in the 1st period and does not return in the 2nd or 3rd period.
Regrading details
When a player is Injury Insured, their MORE picks that lost are voided as if the pick was not included in the contest then the contest is regraded with the remaining entry picks.
If the contest still includes at least 2 player picks from more than one team, then it will be graded normally but with an adjusted payout multiplier to not include the insured player's pick multiplier.
If the contest no longer includes at least 2 player picks from multiple teams, then the contest will be canceled and refunded.
Injury Insurance details
If you pick LESS on a player who meets the Injury Insurance criteria, your pick will be graded as a win if the player's recorded stat is less than their projection.
If you pick MORE on a player who meets the Injury Insurance criteria, your pick will be graded as a win if the player hits their projection before getting injured.
Injury Insurance does not apply to players who are ejected from the game, benched due to performance/coach's decision, or removed from the game for any reason other than an injury reported from an official team or league source.
Note: In addition to the reasons above, Sleeper reserves the right to void, change, or remove any pick at its sole discretion.
Injury Insurance FAQ
Baseball:
Q: My player left the game due to injury and only had 2 At-Bats, but Injury Insurance was not applied, what happened?
A: In baseball, not all Plate Appearances will count as At-Bats. This includes but is not limited to, situations where a batter is walked, hit-by-pitch, or reaches base on a sacrifice play. Sleeper will only apply Injury Insurance to batters with two or fewer plate appearances.
Q: The pitcher I chose was pulled from the game after only 4 outs, but wasn’t voided, why?
A: Injury Insurance only applies to players that are removed due to an injury, if a player’s coach decides to remove them from a game for a reason other than injury, Injury Insurance will not be applied.
Basketball:
Q: I picked a player who received less playing time than normal due to injury recovery, can he be voided?
A: Injury Insurance will only be applied if a player is removed from the game due to an injury and does not play in the second half. It will not apply in instances where a player has a minute restriction.
Q: My player fouled out/got ejected, will he be voided?
A: Injury Insurance is not applied if a player is removed from the game due to fouls or ejections.
Q: The player I chose only entered the game in the last minute due to a blowout, will he be DNP’d?
A: If a player enters the game and logs any playing time, they will be graded as normal, no matter the duration of that playing time, except in cases where the player was removed due to injury and does not play in the second half.
Football:
Q: I chose a player who only played during special teams plays, will they be voided?
A: If a player enters the game and participates in any play, they will be graded as normal, regardless of whether that play was on the defensive end, offensive end, or special teams, except in cases where the player was removed due to injury and does not play in the second half.
Q: My defensive player was injured in the first half and didn’t return, why weren’t they voided?
A: For football Injury Insurance, only offensive players are eligible.